Home 9 How We Help 9 Wellness Benefits 9 Retirement Readiness Consulting

Retirement Readiness Consulting

When and how to retire are the most important financial decisions you’ll have to make. But how do you know if you’re ready? Retirement Readiness will give you the clarity and confidence to prepare for and eventually enter into retirement.

To get started, call 800-327-4692

How it Works

Introduction conversation and data gathering: 30-45 minutes
Implementation discussion: 60 minutes
Mid-year follow up: 15-20 minutes
One-year (or as needed) follow up: 15-20 minutes

What You’ll Get

Retirement income sources (savings, social security, pension, etc.)
Retirement paycheck projection
Retirement expense projection
Gap analysis and action steps to help you reach your retirement goals

Next Steps

Collaboration with Independent Financial Advisor
Risk tolerance aligned with saving and spending needs
Access your plan and progress anytime using the eMoney planning software
Additional services are available and can be added to meet specific interests and needs

It’s more than retirement planning!

If you’re looking for clarity and confidence around your financial future as it relates to cash flow, portfolio and risk management, and tax, social security and retirement funds, look no further than the 1 :1 Retirement Readiness benefit available through your EAP provider, Employee and Family Resources (EFR). This benefit will give you a roadmap and action plan to achieve short and long-term goals.

EFR will connect you with their partner, Legacy Financial Group, to get you on the path to financial freedom. All Legacy Financial Group Advisors work in the client’s best interest with confidentiality, independence, and no product bias. To get started, call EFR at 800-327-4692. Appointments can be in-person or virtual.

Now, let’s get prepared:

Prior to your first meeting, please consider gathering the following information.

1

Assets

Recent Statement of Balance and Details For:

401 k, IRA, Roth, Pension, etc.
Investment Accounts and Investment Portfolio Allocation
Individual Stocks
Health Savings Accounts
College 529
Bank Savings

2

Debt

Recent Statement of Balance and Rate and Term Details For:

Mortgage
Auto
Student Loan
Consumer debt

3

Current Income and Cashflow

Current Gross and Net Income
401k Employee Contribution and Employer Match

4

Miscellaneous

Life Insurance
Future Income Needs
Social Security
Any Additional Information that could be Helpful (e.g. Spouse/Partner’s Information)